Terms & Conditions


Your access to this website is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in these terms of use and otherwise contained on the Site (collectively "Terms of Service"). Your use of, and/or access to, this Site constitutes your agreement to the Terms of Use. threadsforafrica.co.za reserves the right to amend the Terms of Use by posting the revised Terms at any time without notice to you. threadsforafrica.co.za recommends that you read the Terms of Use carefully and refer back to them periodically.

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Table of Contents

1. Privacy Policy
2. Intellectual Property Rights
3. Specific Terms Relating to Content
4. User License to threadsforafrica.co.za
5. Purchasing through threadsforafrica.co.za
6. Advertising Links to Other Websites and Offers
7. Disclaimer and Limitation of Liability
8. Termination
9. Miscellaneous

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threadsforafrica.co.za - Privacy Policy

Certain information about you is subject to our Privacy Policy. For more information, please see our full Privacy Policy. In general threadsforafrica.co.za will not share any of your user information with external parties.

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Intellectual Property Rights

All information, text, material, graphics, software and advertisements appearing on this Site from time to time ("Content") are Copyright © 2013 Minc Development unless this Site expressly indicates to the contrary. As such, the Content is protected by South African and international copyright and trademark laws. The Content on this site is updated periodically. Users are not entitled to modify, copy, reproduce, republish, frame, upload to a third party, post, transmit or distribute this Content in any way unless expressly authorized by this Site or unless the written permission of Minc Development has first been obtained. On the express condition that users keep all Content intact and in the same form as originally presented on this Site (including without limitation all copyright, trademark and other proprietary notices and all advertisements) and otherwise abide by the Terms of Use, users may:

1. use a Netscape, Microsoft or Mozilla-based web browser, to download and view the Content for their own use, or
2. if an Internet service and/or access provider, supply the Content to subscribers.

Users must not use this Site in any manner or for any purpose which is unlawful or in any manner which violates any right of threadsforafrica.co.za or which is otherwise prohibited by the Terms of Use.

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Specific Terms of Use of Content

This Site contains information in the form of general small business information, general personal wealth information, general real estate information, general marketing information. This Site may include various business and wealth calculators. All material is provided as an information service only and should not be relied upon as a substitute for commercial or other professional advice. Neither threadsforafrica.co.za, its proprietors or associates accept any responsibility for the accuracy of any information contained in this Site or its applicability in the specific circumstances of any user or member. threadsforafrica.co.za does not give any specific or tailored financial, taxation or accounting advice or conduct a business providing taxation or accounting advice or financial planning either as a representative or agent of any other person or on its own account. threadsforafrica.co.za does not give any securities or investment advice, conduct any securities or investment advice business or deal in securities whether on its own behalf, as a representative or agent of any other person, or otherwise. None of the information on this Site takes into account the financial circumstances or investment needs of any particular investor. Each user must therefore assess whether it is appropriate, in the light of his/her individual circumstances, to act upon the relevant information. All advertising and referral buttons containing hyperlinks to third parties are paid for by the relevant third-party advertiser and are not recommendations or endorsements by threadsforafrica.co.za or their respective directors, trustees, affiliates or employees. Users are referred to the relevant advertiser for all relevant information including complete information on that entity's investment adviser licensing status and license number. Under no circumstances are you allowed to copy/download any information on threadsforafrica.co.za, whether text and or images, to redistribute for commercial use.

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User License to threadsforafrica.co.za

A user or member who places any information or other material on this Site (including by posting messages, uploading files, inputting data or engaging in any other form of communication), grants to threadsforafrica.co.za a perpetual, non-exclusive, royalty-free, irrevocable, unrestricted, worldwide license to use, copy, sub license, redistribute, adapt, transmit, publish and/or broadcast, publicly perform or display the information or material or any part of it. This license includes the right to exploit all proprietary rights in any such information or other material including but not limited to rights under copyright, trademark, service mark or patent laws under any jurisdiction worldwide. You expressly waive in favor of threadsforafrica.co.za all moral rights and any similar rights in any jurisdiction which you may have or hereafter acquire in respect of any relevant communication or other material. If threadsforafrica.co.za so requests, the user agrees to sign such documents as threadsforafrica.co.za may request from time to time to perfect or otherwise confirm the terms of this license agreement. The license also confers upon threadsforafrica.co.za the right to sub license to any third party any of the rights hereby conferred on threadsforafrica.co.za.

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Purchasing through threadsforafrica.co.za

Any items purchased from threadsforafrica.co.za are made pursuant to a shipment contract. The risk of loss and title for such items pass to you upon our delivery to the carrier. Should any item shipped by threadsforafrica.co.za be returned, having not reached its intended destination due to an incomplete or erroneous address or other postage problem, threadsforafrica.co.za reserves the right to contact the Customer / User to confirm their shipping details, and charge the Customer / User an appropriate amount for postage and handling in order to recoup both the time and physical cost of sending an item multiple times. Upon receipt of this additional postage and handling fee, the item will be re-shipped to the Customer / User's nominated address. Where discounts are applicable (through the use of discount codes and special offers), discounts are available only at the time of purchasing. It is not threadsforafrica.co.za policy to refund discounted amounts after a purchase has been made. threadsforafrica.co.za reserves the right to make judgment on an appropriate course of action should there be an error in processing the discount (particularly if this error is made by the User). In these instances, threadsforafrica.co.za may choose to credit the difference between the discounted price and amount paid for an item to a future purchase to be made by the User, or any other course of action threadsforafrica.co.za believes appropriate.

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Advertising, Links to Other Websites and Offers

This Site contains hyperlinks and other pointers to Internet websites operated by third parties for the convenience of users. The linked websites are not controlled by threadsforafrica.co.za, and threadsforafrica.co.za is unable to control the contents of any such linked website. Hence, threadsforafrica.co.za does not accept any responsibility for the contents nor does it specifically endorse those contents. Users and members link to any such website and use or rely on such website entirely at their own risk. threadsforafrica.co.za may from time to time accept banner and other forms of advertisement on this Site. Any such banner or other advertisement or link should be understood to be a paid advertisement and not an implicit or explicit endorsement by threadsforafrica.co.za of the content or use of that linked site. Users and members are referred to the linked website for all information in relation to that website. Some advertisements contain representations or offers by the advertiser which can be accepted by linking to the advertiser's website and executing the relevant transaction. Such offers are not made solely by the advertiser, not by threadsforafrica.co.za. Further, the advertiser is solely responsible for fulfilling any representation or offer made.

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Disclaimer and Limitation of Liability

The South African Trade Act and similar State and Territory Legislation confers certain rights and remedies on consumers in relation to the provision of services by this Site which cannot be excluded, restricted or modified ("Statutory Rights"). To the extent that such Statutory Rights conflict with the disclaimers and other conditions set out below the Statutory Rights shall prevail provided that the offending disclaimer or condition shall be read down to the minimum extent required to avoid offending the Statutory Rights or if necessary shall be severed on the basis that the remainder of the disclaimer and the conditions shall continue to apply to the maximum extent possible. This Disclaimer shall exclude all other conditions and warranties implied by custom, law or statute. Subject to the Statutory Rights:

1. All Content is provided "as is" and without warranties of any kind, either express or implied,
2. threadsforafrica.co.za expressly disclaims all warranties of any kind including, without limitation, implied warranties of merchantability and fitness for a particular purpose,
3. threadsforafrica.co.za does not warrant that the functions contained in any Content or user access to this Site will be uninterrupted or error-free, that any defects will be corrected or that this Site or the server which stores and transmits Content to you are free of viruses or any other harmful components,
4. threadsforafrica.co.za does not warrant or make any representation regarding user or member access to, or the results of user or member access to, this Site (including any linked websites) or any Content in terms of correctness, accuracy, timeliness, completeness, reliability or otherwise, and
5. Users (and not threadsforafrica.co.za) assume the entire cost of any necessary verification, maintenance, repair and/or correction of any relevant Content. Under no circumstances (including but not limited to any act or omission, whether negligent or not, on the part of threadsforafrica.co.za) will

threadsforafrica.co.za or its Affiliates be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use or access of, or any inability to use or access, this Site or any Content. Users expressly acknowledge and agree that threadsforafrica.co.za does not exert control over other users of the Site and is not liable either for their opinions or their behavior including any information and/or advice and any defamatory statements or offensive conduct. To the fullest extent permitted by law, threadsforafrica.co.za's liability for breach of any implied warranty or condition which cannot be excluded is limited at the option of threadsforafrica.co.za to

1. the supply of the services again, or
2. the payment of the cost of having services supplied again.

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Termination

The Terms of Use are effective until terminated or amended by threadsforafrica.co.za. threadsforafrica.co.za may terminate this agreement and user access to this Site at any time without notice. In the event of termination, all restrictions imposed on users, licenses granted by users and all threadsforafrica.co.za disclaimers and limitations of liability set out in the Terms of Use will survive.

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Miscellaneous

This agreement will be governed by and construed in accordance with the laws of Pretoria, South Africa. Users and members irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of Pretoria. If any provision of this agreement is found to be invalid or unenforceable by a court of law, such invalidity or unenforceability will not affect the remainder of the agreement which will continue in full force and effect. All rights not expressly granted herein are reserved.